504 Loan Rate History

Note: 10-year bonds are sold every other month.

See the rates from the current year here, and check out the rates from past years below.

2024 Rates:

Month20 Year Traditional20 Year Debt Refinance10 Year Traditional10 Year Debt Refinance25 Year Traditional25 Year Debt Refinance
January6.427%6.457%6.544%6.580%6.366%6.395%
February6.496%6.525%N/AN/A6.385%6.414%
March6.365%6.395%6.601%6.637%6.285%6.314%
April6.767%6.796%N/AN/A6.695%6.724%
May6.656%6.685%6.908%6.944%6.555%6.584%
June6.445%6.475%N/AN/A6.354%6.383%
July
August
September
October
November
December

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2023 Rates:

Month20 Year Traditional20 Year Debt Refinance10 Year Traditional10 Year Debt Refinance25 Year Traditional25 Year Debt Refinance
January6.286%6.757%6.479%6.493%6.313%6.331%
February5.988%6.001%N/AN/A6.015%6.033%
March6.338%6.358%6.784%6.804%6.334%6.352%
April5.956%5.975%N/AN/A5.884%5.902%
May6.079%6.097%6.054%6.076%6.026%6.043%
June6.388%6.406%N/AN/A6.334%6.352%
July6.637%6.655%7.076%7.098%6.583%6.601%
August6.609%6.627%N/AN/A6.554%6.572%
September6.867%6.886%6.812%6.830%7.067%7.085%
October7.276%7.299%N/AN/A7.221%7.238%
November7.118%7.137%7.333%N/A7.457%7.546%
December6.707%6.726%N/AN/A6.594%6.623%

 

Historical Rates

Click the arrows on the left and the right to view the 504 loan interest rates over the years.