504 Loan Rate History

Note: 10-year bonds are sold every other month.

See the rates from the current year here, and check out the rates from past years below.

2022 Rates:

Month20 Year Traditional20 Year Debt Refinance10 Year Traditional10 Year Debt Refinance25 Year Traditional25 Year Debt Refinance
January3.070%3.085%3.633%3.096%3.216%3.23%
February3.454%3.469%N/AN/A3.598%3.612%
March3.766%3.78%3.82%N/A3.929%3.943%
April4.62%4.634%N/AN/A4.68%4.693%
May5.061%5.075%4.931%4.948%5.119%5.133%
June5.132%5.146%N/AN/A5.191%5.204%
July5.051%5.065%4.974%N/A5.11%5.123%
August4.892%4.906%N/AN/A4.981%4.994%
September5.343%5.357%5.332%5.349%5.44%5.454%
October
November
December

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2021 Rates:

Month20 Year Traditional20 Year Debt Refinance10 Year Traditional10 Year Debt Refinance25 Year Traditional25 Year Debt Refinance
January2.658%2.702%2.450%N/A2.696%2.737%
February2.72%2.764%N/AN/A2.757%2.799%
March3.002%3.045%2.70%N/A3.048%3.089%
April3.021%3.064%N/AN/A3.077%3.118%
May2.849%2.892%2.623%2.674%2.936%2.977%
June2.77%2.813%N/AN/A2.887%2.929%
July2.699%2.742%2.604%2.656%2.817%2.858%
August2.748%2.791%N/AN/A2.866%2.907%
September2.860%2.903%2.687%2.739%2.977%3.019%
October3.157%3.198%N/AN/A3.021%3.063%
November3.032%3.075%3.109%3.161%3.168%3.210%
December2.88%2.894%N/AN/A3.026%3.040%

Historical Rates

Click the arrows on the left and the right to view the 504 loan interest rates over the years.