Historical Rates
Click the arrows on the left and the right to view the 504 loan interest rates over the years.
See the rates from the current year here, and check out the rates from past years below.
Month | 20 Year Traditional | 20 Year Debt Refinance | 10 Year Traditional | 10 Year Debt Refinance | 25 Year Traditional | 25 Year Debt Refinance |
---|---|---|---|---|---|---|
January | 2.658% | 2.702% | 2.450% | N/A | 2.696% | 2.737% |
February | 2.72% | 2.764% | N/A | N/A | 2.757% | 2.799% |
March | 3.002% | 3.045% | 2.70% | N/A | 3.048% | 3.089% |
April | 3.021% | 3.064% | N/A | N/A | 3.077% | 3.118% |
May | 2.849% | 2.892% | 2.623% | 2.674% | 2.936% | 2.977% |
June | 2.77% | 2.813% | N/A | N/A | 2.887% | 2.929% |
July | 2.699% | 2.742% | 2.604% | 2.656% | 2.817% | 2.858% |
August | 2.748% | 2.791% | N/A | N/A | 2.866% | 2.907% |
September | 2.860% | 2.903% | 2.687% | 2.739% | 2.977% | 3.019% |
October | 3.157% | 3.198% | N/A | N/A | 3.021% | 3.063% |
November | 3.032% | 3.075% | 3.109% | 3.161% | 3.168% | 3.210% |
December | 2.88% | 2.894% | N/A | N/A | 3.026% | 3.040% |
Month | 20 Year Traditional | 20 Year Debt Refinance | 10 Year Traditional | 10 Year Debt Refinance | 25 Year Traditional | 25 Year Debt Refinance |
---|---|---|---|---|---|---|
January | 3.070% | 3.085% | 3.633% | 3.096% | 3.216% | 3.23% |
February | 3.454% | 3.469% | N/A | N/A | 3.598% | 3.612% |
March | 3.766% | 3.78% | 3.82% | N/A | 3.929% | 3.943% |
April | 4.62% | 4.634% | N/A | N/A | 4.68% | 4.693% |
May | 5.061% | 5.075% | 4.931% | 4.948% | 5.119% | 5.133% |
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Click the arrows on the left and the right to view the 504 loan interest rates over the years.
Month | 20 Year Traditional Loan | 20 Year Debt Refinance Loan | 10 Year Traditional Loan | 10 Year Debt Refinance Loan | 25 Year Traditional Loan | 25 Year Debt Refinance Loan |
---|---|---|---|---|---|---|
January | 3.644% | 3.646% | 3.804% | N/A | 3.714% | 3.716% |
February | 3.392% | 3.394% | N/A | N/A | 3.463% | 3.465% |
March | 2.808% | 2.810% | 2.847% | 2.958% | 2.881% | 2.883% |
April | 2.960% | 2.962% | N/A | N/A | 3.032% | 3.034% |
May | 2.688% | 2.689% | 2.654% | N/A | 2.761% | 2.763% |
June | 2.528% | 2.530% | N/A | N/A | 2.602% | 2.603% |
July | 2.346% | 2.405% | 2.4% | 2.402% | 2.41% | 2.412% |
August | 2.214% | 2.215% | N/A | N/A | 2.269% | 2.271% |
September | 2.366% | 2.368% | 2.288% | 2.29% | 2.41% | 2.412% |
October | 2.396% | 2.398% | N/A | N/A | 2.43% | 2.432% |
November | 2.364% | 2.366% | 2.231% | 2.233% | 2.399% | 2.401% |
December | 2.589% | 2.632% | N/A | N/A | 2.627% | 2.668% |
Month | 20 Year Traditional Loan | 20 Year Debt Refinance Loan | 10 Year Traditional Loan | 10 Year Debt Refinance Loan | 25 Year Traditional Loan | 25 Year Debt Refinance Loan |
---|---|---|---|---|---|---|
January | 4.758% | 5.14% | 5.064% | 5.144% | 4.881% | 5.249% |
February | 4.646% | 5.029% | 4.771% | 5.138% | ||
March | 4.586% | 4.969% | 4.628% | N/A | 4.741% | 5.108% |
April | 4.367% | 4.75% | 4.532% | 4.96% | ||
May | 4.265% | 4.649% | 4.365% | 5.166% | 4.391% | 4.712% |
June | 3.983% | 4.367% | 4.090% | 4.412% | ||
July | 3.914% | 4.318% | 3.937% | 4.422% | 4.011% | 4.381% |
August | 3.531% | 3.936% | 3.63% | 4.0% | ||
September | 3.359% | 3.764% | 3.563% | 4.048% | 3.458% | 3.781% |
October | 3.462% | 3.866% | 3.54% | 3.863% | ||
November | 3.742% | 4.078% | 3.933% | 4.336% | 3.8% | 4.122% |
December | 3.582% | 3.584% | 3.643% | N/A |
Month | 20 Year Traditional Loan | 20 Year Debt Refinance Loan | 10 Year Traditional Loan | 10 Year Debt Refinance Loan | 25 Year Traditional Loan | 25 Year Debt Refinance Loan |
---|---|---|---|---|---|---|
January | 4.641% | 4.657% | ||||
February | 4.94% | |||||
March | 4.92% | 4.969% | 5.112% | 5.171% | ||
April | 5.029% | 5.36% | ||||
May | 5.222% | 5.270% | 5.298% | 5.356% | ||
June | 5.32% | 5.369% | ||||
July | 5.259% | 5.308% | 5.302% | 5.36% | 5.32% | |
August | 5.301% | 5.350% | 5.351% | 5.398% | ||
September | 5.25% | 5.298% | 5.252% | 5.332% | 5.29% | 5.337% |
October | 5.492% | 5.541% | 5.532% | 5.578% | ||
November | 5.591% | 5.64% | 5.59% | 5.649% | 5.64% | 5.687% |
December | 4.926% | 5.308% | 4.99% | 5.357% |
Month | 20 Year Traditional Loan | 20 Year Debt Refinance Loan | 10 Year Traditional Loan | 10 Year Debt Refinance Loan |
---|---|---|---|---|
December | 4.499% | |||
November | 4.510% | 4.470% | ||
October | 4.635% | 4.152% | ||
September | 4.376% | |||
August | 4.537% | |||
July | 4.766% | 5.059% | 4.497% | |
June | 4.596% | |||
May | 4.668% | 4.514% | ||
April | 4.625% | 4.944% | ||
March | 4.827% | 5.121% | 4.817% | 5.170% |
February | 4.607% | 4.901% | ||
January | 4.585% | 4.904% | 4.598% |
Month | 20 Year Traditional Loan | 20 Year Debt Refinance Loan | 10 Year Traditional Loan | 10 Year Debt Refinance Loan |
---|---|---|---|---|
December | 4.596% | 4.916% | ||
November | 4.357% | 4.677% | 4.669% | 4.734% |
October | 4.261% | 4.315% | ||
September | 4.082% | 4.136% | 4.290% | 4.355% |
August | 4.093% | |||
July | 4.091% | 4.115% | ||
June | 4.232% | |||
May | 4.32% | 4.194% | ||
April | 4.311% | |||
March | 4.553% | 4.333% | ||
February | 4.324% | |||
January | 4.831% | 4.288% |
Month | 20 Year Traditional Loan | 20 Year Debt Refinance Loan | 10 Year Traditional Loan | 10 Year Debt Refinance Loan |
---|---|---|---|---|
December | 4.873% | |||
November | 4.778% | 4.176% | ||
October | 4.80% | |||
September | 5.002% | 4.695% | ||
August | 4.909% | |||
July | 4.961% | 4.326% | ||
June | 5.062% | |||
May | 4.850% | 4.374% | ||
April | 4.591% | |||
March | 4.799% | 4.401% | ||
February | 4.546% | |||
January | 4.416% | 4.601% |
Month | 20 Year Traditional Loan | 20 Year Debt Refinance Loan | 10 Year Traditional Loan | 10 Year Debt Refinance Loan |
---|---|---|---|---|
December | 4.782% | |||
November | 4.879% | 4.555% | ||
October | 4.821% | |||
September | 5.002% | 4.695% | ||
August | 4.960% | |||
July | 4.952% | 4.510% | ||
June | 5.069% | |||
May | 5.080% | 4.508% | ||
April | 5.192% | |||
March | 5.289% | 4.484% | ||
February | 5.309% | |||
January | 5.541% | 4.672% |
Month | 20 Year Traditional Loan | 20 Year Debt Refinance Loan | 10 Year Traditional Loan | 10 Year Debt Refinance Loan |
---|---|---|---|---|
December | 5.458% | |||
November | 5.459% | 4.404% | ||
October | 5.451% | |||
September | 5.698% | 4.859% | ||
August | 5.24% | |||
July | 5.232% | 4.420% | ||
June | 4.529% | |||
May | 4.151% | 3.613% | ||
April | 4.162% | |||
March | 4.3% | 3.712% | ||
February | 4.29% | |||
January | 4.212% | 3.625% |
Month | 20 Year Traditional Loan | 20 Year Debt Refinance Loan | 10 Year Traditional Loan | 10 Year Debt Refinance Loan |
---|---|---|---|---|
December | 4.009% | |||
November | 4.1714% | 3.520% | 4.374% | 3.766% |
October | 4.262% | 4.466% | ||
September | 4.279% | 3.487% | 4.483% | 3.733% |
August | 4.451% | 4.654% | ||
July | 4.459% | 3.70% | 4.662% | 3.945% |
June | 4.50% | 4.703% | ||
May | 4.462% | 3.757% | 4.665% | 4.003% |
April | 4.749% | 4.951% | ||
March | 4.591% | 3.826% | 4.793% | 4.071% |
February | 4.711% | 4.914% | ||
January | 4.839% | 3.818% | 5.041% | 4.341% |
Month | 20 Year Traditional Loan | 20 Year Debt Refinance Loan | 10 Year Traditional Loan | 10 Year Debt Refinance Loan |
---|---|---|---|---|
December | 4.95% | 5.153% | * | * |
November | 5.081% | 5.081% | 4.199% | 4.199% |
October | 4.61% | 4.968% | * | * |
September | 4.70% | 5.059% | 3.77% | 4.206% |
August | 5.14% | 5.501% | * | * |
July | 5.59% | 4.50% | ||
June | 5.52% | * | ||
May | 5.64% | 4.59% | ||
April | 5.90% | * | ||
March | 5.94% | 4.59% | ||
February | 6.07% | * | ||
January | 5.74% | 4.70% |
Month | 20 Year Traditional Loan | 20 Year Debt Refinance Loan | 10 Year Traditional Loan | 10 Year Debt Refinance Loan |
---|---|---|---|---|
December | 5.57% | * | ||
November | 5.10% | 3.53% | ||
October | 4.52% | * | ||
September | 4.62% | 3.69% | ||
August | 4.93% | * | ||
July | 5.21% | 4.17% | ||
June | 5.29% | * | ||
May | 5.52% | 4.61% | ||
April | 5.77% | * | ||
March | 5.61% | 4.60% | ||
February | 5.56% | * | ||
January | 5.79% | 4.94% |
Month | 20 Year Traditional Loan | 20 Year Debt Refinance Loan | 10 Year Traditional Loan | 10 Year Debt Refinance Loan |
---|---|---|---|---|
December | 5.47% | * | ||
November | 5.03% | 4.15% | ||
October | 4.52% | * | ||
September | 5.14% | 4.26% | ||
August | 5.39% | * | ||
July | 5.24% | 4.37% | ||
June | 5.90% | * | ||
May | 5.37% | 4.49% | ||
April | 5.25% | * | ||
March | 5.60% | 5.07% | ||
February | 5.70% | * | ||
January | 6.67% | 6.83% |
Month | 20 Year Traditional Loan | 20 Year Debt Refinance Loan | 10 Year Traditional Loan | 10 Year Debt Refinance Loan |
---|---|---|---|---|
December | 7.171% | * | ||
November | 7.75% | 7.12% | ||
October | 6.60% | * | ||
September | 6.57% | 6.36% | ||
August | 6.99% | * | ||
July | 6.85% | 6.60% | ||
June | 6.65% | * | ||
May | 6.46% | 5.82% | ||
April | 6.34% | * | ||
March | 6.46% | 5.82% | ||
February | 6.13% | * | ||
January | 6.14% | 5.79% |
Month | 20 Year Traditional Loan | 20 Year Debt Refinance Loan | 10 Year Traditional Loan | 10 Year Debt Refinance Loan |
---|---|---|---|---|
December | 6.26% | * | ||
November | 6.48% | 6.37% | ||
October | 6.54% | * | ||
September | 6.53% | 6.50% | ||
August | 6.75% | * | ||
July | 6.79% | 6.85% | ||
June | 6.68% | * | ||
May | 6.28% | 6.36% | ||
April | 6.29% | * | ||
March | 6.20% | 6.30% | ||
February | 6.46% | * | ||
January | 6.29% | 6.44% |
Month | 20 Year Traditional Loan | 20 Year Debt Refinance Loan | 10 Year Traditional Loan | 10 Year Debt Refinance Loan |
---|---|---|---|---|
December | 6.09% | * | ||
November | 6.54% | 6.73% | ||
October | 6.55% | * | ||
September | 6.72% | 6.87% | ||
August | 6.88% | * | ||
July | 7.25% | 7.45% | ||
June | 7.00% | * | ||
May | 7.05% | 7.19% | ||
April | 6.82% | * | ||
March | 6.75% | 6.97% | ||
February | 6.53% | * | ||
January | 6.39% | 6.60% |
Month | 20 Year Traditional Loan | 20 Year Debt Refinance Loan | 10 Year Traditional Loan | 10 Year Debt Refinance Loan |
---|---|---|---|---|
December | 6.57% | * | ||
November | 6.54% | 6.84% | ||
October | 6.38% | * | ||
September | 6.05% | 6.17% | ||
August | 6.40% | * | ||
July | 6.04% | 6.13% | ||
June | 5.86% | * | ||
May | 6.13% | 6.13% | ||
April | 6.40% | * | ||
March | 6.24% | 6.20% | ||
February | 5.92% | * | ||
January | 6.15% | 5.86% |