504 Loan Rate History

Note: 10-year bonds are sold every other month.

See the rates from the current year here, and check out the rates from past years below.

2023 Rates:

Month20 Year Traditional20 Year Debt Refinance10 Year Traditional10 Year Debt Refinance25 Year Traditional25 Year Debt Refinance
January6.286%6.757%6.479%6.493%6.313%6.331%
February
March
April
May
June
July
August
September
October
November
December

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2022 Rates:

Month20 Year Traditional20 Year Debt Refinance10 Year Traditional10 Year Debt Refinance25 Year Traditional25 Year Debt Refinance
January3.070%3.085%3.633%3.096%3.216%3.23%
February3.454%3.469%N/AN/A3.598%3.612%
March3.766%3.78%3.82%N/A3.929%3.943%
April4.62%4.634%N/AN/A4.68%4.693%
May5.061%5.075%4.931%4.948%5.119%5.133%
June5.132%5.146%N/AN/A5.191%5.204%
July5.051%5.065%4.974%N/A5.11%5.123%
August4.892%4.906%N/AN/A4.981%4.994%
September5.343%5.357%5.332%5.349%5.44%5.454%
October6.134%6.148%N/AN/A6.219%6.233%
November6.226%6.240%6.273%6.289%6.534%6.649%
December6.037%6.051%N/AN/A6.114%6.132%

Historical Rates

Click the arrows on the left and the right to view the 504 loan interest rates over the years.