504 Loan Program Info

  • Business Eligibility

    • Is your company a U.S. based for-profit entity?

    • Does your business have retained earnings under $20 million?

    • Is the after-tax net profit under $6.5 million?

  • Use of Funds

    Does your project include?

    • Purchase land and buildings

    • Construct new facility

    • Improvement or expansion to building

    • Purchase large equipment

    • Refinance of commercial real estate and equipment

  • Location & Occupancy

    • Will the business use the property?

    • Does the business occupy over half the space in existing buildings?

    • Will the business use at least 60% of the space in new construction?

• Please note: Residential properties, leased spaces, development loans, and speculative buildings do not qualify for the 504 loan program

504 Loan Overview

Regional Development Company (RDC) is a Certified Development Company (CDC) licensed by the U.S. Small Business Administration (SBA). We specialize in the SBA 504 loan program, offering direct lending services to small businesses. From processing to funding, RDC is your trusted partner for accessible and efficient financing solutions.