Our Partner Banks

RDC’s Certified Lender Program

Partner With Us

The Regional Development Company’s SBA 504 Certified Lender Program is a two hour comprehensive program that will cover the main aspects of the 504 program including eligibility, loan amounts and the application process.

The certification program will include on-site presentations at all local lending institutions. Quarterly presentations of the certification program will be held at the RDC office for new lenders and strategic partners. Partner lenders completing the Certified Lender Program will receive a certificate of completion and have their name and contact information listed on the RDC’s website as Certified Lenders.

Please call Emma Hutchinson at 219.476.0504 to schedule a group meeting at your financial institution.

Our Partner Banks:

Name Company Business Street City State Zip Business Phone E-mail Address
Adam Henson 1st Source Bank 133 North 4th Street, Suite 100 Lafayette IN 47901 (765) 807-7105 hensona@1stsource.com
Adam Lukas PNC Bank 8001 Broadway Merrillville IN 46410 (219) 707-9345 adam.lukas@pnc.com
Adam Vander Woude Midland States Bank 310 South Schuyler Avenue Kankakee IL 60901 (815) 928-7763 avanderwoude@midlandsb.com
Alec Nirtaut Peoples Bank 9204 Columbia Avenue Munster IN 46321 (219) 853-7578 anirtaut@ibankpeoples.com
Alan Whipps 1st Source Bank 6043 Central Ave Portage IN 46368 (219) 762-3834 whippsa@1stsource.com
Amal Patel Tech Credit Union 10951 Broadway Crown Point IN 46307 (219) 663-5120 x172 a.patel@techcu.org
Amber Holle Old National Bank 100 N. 2nd Street Lafayette IN 47901 (765) 637-4392 Amber.Holle@oldnational.com
Amy Kezy Centier Bank 150 Lincolnway Valparaiso IN 46383 (219) 477-2733 akezy@centier.com
Analisa Warring Regional Federal Credit Union 7144 Kennedy Avenue Hammond IN 46323 (219) 548-6800 awarring@regionalfcu.org
Angela Baker Wintrust Commercial Banking 234 W Northwest Highway Arlington Heights IL 60004 (847) 385-7011 abaker@wintrust.com
Anthony Kopp First Secure Bank & Trust Co. 10360 S. Roberts Road Palos Hills IL 60465 (708) 237-3137 tkopp@firstsecurebank.com
Bill Berdine 1st Source Bank 14 Indiana Ave Valparaiso IN 46383 (219) 476-2603 berdinew@1stsource.com
Bill Gertner Horizon Bank 710 Indiana Ave. LaPorte IN 46350 (219) 874-9245 WGertner@horizonbank.com
Bill Schmidt Providence Bank & Trust 240 45th Street Munster IN 46321 (219) 961-8057 bschmidt@providencebank.com
Bill Winterhaler Centier Bank 9701 Indianapolis Blvd. Highland IN 46322 (219) 922-2410 bwinterh@centier.com
Brent Mithoefer 1st Source Bank 133 North 4th Street Lafayette IN 47901 (765) 807-7103 mithoeferb@1stsource.com
Brian Bittner 1st Source Bank 133 North 4th Street, Suite 100 Lafayette IN 47901 (765) 807-0346 bittnerb@1stsource.com
Brian Boilek First Financial Bank 450 W. Lincoln Hwy Schererville IN 46375 (219) 227-3286 brian.boilek@bankatfirst.com
Brian Specht American Community Bank 7880 Wicker Avenue St. John IN 46373 (219) 365-6700 brian@ambfinancial.com
Bryan Thomas Tech Credit Union 10951 Broadway Crown Point IN 46307 (800) 276-8324 x155 b.thomas@techcu.org
Caleb Walma First Merchants Bank 855 Thornapple Way Valparaiso IN 46385 (219) 277-3042 cwalma@FirstMerchants.com
Candice Villagrana Old Plank Trail Community Bank (Wintrust) 2356 Ridge Road Lansing IL 60438 (708) 390-2725 cvillagrana@wintrust.com
Cara Jones Centier Bank 5501 Franklin St. Michigan City IN 46360 (219) 477-2733 x2118 cajones@centier.com
Christina Stavropoulos Peoples Bank 14701 S Ravinia Orland Park IL 60462 (708) 921-1035 cstavropoulos@ibankpeoples.com
Christine Zima Providence Bank & Trust 240 45th Ave. Munster IN 46321 (219) 961-8016 czima@providencebank.com
Clay Koehler Centier Bank 201 Main Street, Suite 606 Lafayette IN 47901 (219) 765-423-4615 ckoehler@centier.com
Colin Chekaluk Wintrust Commercial Banking 3256 Ridge Rd Lansing IL 60438 (708) 418-1284 cchekalu@wintrust.com
Curt Bowers Wintrust Commercial Banking 1420 E. Summit Street Crown Point IN 46307 (219) 661-6868 Cbowers@wintrust.com
Dale Clapp First Merchants Bank 707 Ridge Road Munster IN 46321 (219) 513-5138 DClapp@firstmerchants.com
Dan Duncan Peoples Bank 855 Stillwater Parkway Crown Point IN 46307 (219) 853-7502 dduncan@ibankpeoples.com
Dan House First Merchants Bank 250 Main Street Lafayette IN 47902 (765) 423-7111 dhouse@firstmerchants.com
Dan Magura Peoples Bank 2905 Calumet Ave Valparaiso IN 46383 (219) 462-4100 dmagura@ibankpeoples.com
Dan Moser Peoples Bank 9204 Columbia Ave Munster IN 46321 (219) 853-7515 dmoser@ibankpeoples.com
Dan Peter Centier Bank 201 Main Street, Suite 606 Lafayette IN 47901 (765) 423-4615 dpeter@centier.com
Dan Shelby Town Center Bank 1938 E. Lincoln Hwy New Lenox IL 60451 (815) 806-7017 d.shelby@towncenterbank.net
Darlene Hoelscher Grand Ridge National Bank 500 South Country Farm Road Wheaton IL 60187 (630) 580-1011 darlene.hoelscher@GRNbank.com
David McAvoy Cornerstone National Bank & Trust Company 1804 N. Naver Blvd. Ste 450 Naperville IL 60566 (331) 702-7438 dmcavoy@cornerstonenb.com
David Randazzo JP Morgan Chase 103 E. Lincolnway Valparaiso IN 46383 (219) 286-8012 david.s.randazzo@chase.com
David Stephenson Providence Bank & Trust 950 West US Highway 30 Schererville IN 46375 (219) 961-8500 dstephenson@providencebank.com
Dennis Karpen Tech Credit Union 10951 Broadway Crown Point IN 46307 (219) 663-5120 d.karpen@techcu.org
Derek Baker Purdue Federal Credit Union 340 Main Street Lafayette IN 47901 (765) 464-5009 dbaker@purduefed.com
Derek Estrada BMO Harris Bank 200 W Ridge Road Griffith IN 46319 (219) 707-1460 Derek.estrada@bmo.com
Diana Bravo First Financial Bank 450 W Lincoln Hwy Schererville IN 46375 (219) 513-5755 diana.bravo@bankatfirst.com
Don McCormick Tech Credit Union 10951 Broadway Crown Point IN 46307 (219) 680-6664 d.mccormick@techcu.org
Donnell Cole First Federal Savings Bank 801 West Jefferson Street Shorewood IL 60404 (815) 431-3964 dcole@ffsbweb.com
Doug Ketterer First Financial Bank 729 Main Street Rochester IN 47975 (574) 224-4539 doug.ketterer@bankatfirst.com
Dustin Gorelick Peoples Bank 9204 Columbia Ave Munster IN 46321 (219) 853-7509 DGOrelick@ibankpeoples.com
Edyta Wojtulewicz Village Bank & Trust (Wintrust) 1545 Ellinwood Ave Des Plaines IL 60016 (847) 590-7035 ewojtulewicsz@bankatvillage.com
Emily Beswick Bank of America Merrill Lynch 135 South LaSalle Street Chicago IL 60603 (312) 904-8004 emily_beswick@baml.com
Eric Evans First Financial Bank 450 W Lincoln Hwy Schererville IN 46375 (219) 201-1068 eric.evans@bankatfirst.com
Erik Back 1st Source Bank 14 Indiana Ave Valparaiso IN 46383 (219) 362-2065 backe@1stsource.com
Erik Vohs Key Bank 10 West Market Street Indianapolis IN 46222 (317) 538-0242 Erik_Vohs@keybank.com
Frank Licata Peoples Bank 14701 S Ravinia Orland Park IL 60462 (708) 528-9844 flicata@ibankpeoples.com
Gilbert Rynberk Wintrust Commercial Banking 3256 Ridge Rd Lansing IL 60438 (708) 474-1300 grynberk@wintrust.com
Greg Bracco Peoples Bank 9204 Columbia Ave Munster IN 46321 (219) 853-7563 gbracco@ibankpeoples.com
Greg Eller Kentland Bank 3803 South St. Lafayette IN 47905 (765) 448-1300 greg.eller@kentlandbank.com
Greg Gordon Centier Bank 600 E. 84th Avenue Merrillville IN 46410 (219) 755-6165 ggordon@centier.com
Greg Gottschalk Centier Bank 150 Lincolnway Valparaiso IN 46383 (219) 477-2733 ggottsch@centier.com
Guy Weir CNB Bank & Trust 12727 Ridgeland Ave Palos Heights IL 60463 (708) 516-2723 gweir@cnbil.com
Harry Langbehn, Jr. First Financial Bank 450 W Lincoln Highway Schererville IN 46375 (219) 864-4205 harry.langbehn@bankatfirst.com
Heather Thompson Old National Bank 100 N. 2nd Street Lafayette IN 47901 (765) 637-4394 Heather.Thompson@oldnationalbank.com
Irma Torres Regional Federal Credit Union 389 W. US Highway 6 Valparaiso IN 46385 (219) 762-2930 itorres@regionalfcu.org
James Xeros Grand Ridge National Bank 500 South Country Farm Road Wheaton IL 60187 (630) 580-1011 james.xeros@grnbank.com
Jeff Marsee Centier Bank 9701 Indianapolis Blvd Highland IN 46322 (219) 922-2410 x 4329 jmarsee@centier.com
Jeff Spencer Porter Bank 230 Lincoln Street Porter IN 46304 (219) 926-2136 jspencer@porterstatebank.com
Jennifer Hammons DeMotte State Bank 210 S. Halleck St. DeMotte IN 46310 (219) 987-4141 jhammons@netdsb.com
Jennifer Willis Centier Bank 9701 Indianapolis Blvd Highland IN 46322 (219) 922-2410 jwillis@centier.com
Jerry Tomasic Centier Bank 9701 Indianapolis Blvd. Highland IN 46322 (219) 922-2410 jtomasic@centier.com
Jesse Hunt Notre Dame Federal Credit Union 1200 119th Street, Suite A Whiting IN 46394 (219) 296-6022 Jhunt@NotreDameFCU.com
Jessica Hernandez JP Morgan Chase 4730 W. 79th St. Chicago IL 60652 (772) 838-2852 jessica.m.hernandez@jpmchase.com
Jessica Schneider Tech Credit Union 10951 Broadway Crown Point IN 46307 (800) 276-8324 jschneider@techcu.org
Jim Katona Tech Credit Union 10951 Broadway Crown Point IN 46307 (219) 663-5120 j.katona@techcu.org
Jim Mallios Centrust Bank 120 E Ogden Ave, Suite 128 Hinsdale IL 60521 (708) 655-5554 jmallios@centrustbank.com
Joe Kirkeeng First Secure Bank & Trust Co. 10360 S. Roberts Road Palos Hills IL 60465 (708) 237-3107 jkirkeeng@firstsecurebank.com
John Bodnar Huntington National Bank 2655 Warrenville Rd Downers Grove IL 60515 (312) 206-8243 john.bodnar@huntington.com
John Freyek Horizon Bank 8590 Broadway Merrillville IN 46410 (219) 750-1113 jfreyek@horizonbank.com
John Karabis Old Plank Trail Community Bank (Wintrust) 20012 Wolf Road Mokena IL 60448 (708) 326-2576 jkarabis@wintrust.com
John Novosel First Merchants Bank 7650 Harvest Drive Schererville IN 46375 (219) 227-3058 jnovosel@firstmerchants.com
John Rybicki Centier Bank 9701 Indianapolis Blvd Highland IN 46322 (219) 922-2410 x4314 jjrybicki@centier.com
Jon DeSmet Purdue Federal Credit Union 340 Main Street Lafayette IN 47901 (765) 497-7431 jdesmet@purduefed.com
Jonathan Elkins Alliance Bank 209 Rickey Road Monticello IN 46960 (574) 583-8885 jelkins@myalliancebank.com
Jonathan B Hildebrand Horizon Bank 4208 Calumet Avenue Valparaiso IN 46383 (219) 548-2809 jhildebrand@horizonbank.com
Juan Ramirez BMO Harris Bank 7701 Broadway, 2nd Floor Merrillville IN 46410 (219) 738-6514 juan.ramirez@bmo.com
Karin DeVries Horizon Bank 4208 Calumet Avenue Valparaiso IN 46383 (219) 464-7591 kdevries@horizonbank.com
Kathleen Ruzicka Grand Ridge National Bank 500 South Country Farm Road Wheaton IL 60187 (630) 390-5502 kathy.ruzicka@grnbank.com
Karolina Dragulski Centier Bank 9701 Indianapolis Blvd. Highland IN 46322 (219) 714-9642 x4328 kdragulski@centier.com
Kathy Ireland Horizon Bank 902 East Lincolnway Valparaiso IN 46383 (219) 750-1218 kireland@horizonbank.com
Kent Bierma DeMotte State Bank 210 S. Halleck St. DeMotte IN 46310 (219) 987-4141 kbierma@netdsb.com
Keven Jennings Purdue Federal Credit Union 340 Main Street Lafayette IN 47901 (765) 490-7911 kjennings@purduefed.com
Kevin Broadstreet Centier Bank 201 Main Street, Suite 606 Lafayette IN 46901 (765) 423-4615 kbroadst@centier.com
Kevin Crose Peoples Bank 141 West Lincoln Highway Schererville IN 46375 (219) 853-7559 KCrose@ibankpeoples.com
Kim Modigell Horizon Bank 8590 Broadway Merrillville IN 46410 (219) 750-1199 kmodigell@horizonbank.com
Kristi Rapka JP Morgan Chase 103 E Lincolnway Valparaiso IN 46383 (219) 286-8008 kristi.a.rapka@chase.com
Kristina Adomaviciute Wintrust Commercial Banking 311 S. Arlington Heights Road Arlington Heights IL 60004 (847) 870-5005 kadomaviciute@wintrust.com
L. Melvin Branch BMO Harris Bank 7701 Broadway Merrillville IN 46410 (219) 738-6502 Lmelvin.Branch@bmo.com
Laura Ewart First Trust Credit Union 950 E. US Highway 20 Michigan City IN 46360 (219) 879-6161 LEwart@Firsttrustcu.com
Lawrence LaBlue First Financial Bank 9554 E US Hwy 36 Avon IN 46123 (317) 272-8665 lawrence.lablue@bankatfirst.com
Lisa Misch 1st Source Bank 14 Indiana Ave Valparaiso IN 46383 (219) 476-2632 mischl@1stsource.com
Lisa Triezenberg JP Morgan Chase 1600 W. 45th St. Munster IN 46321 (219) 924-4615 Lisa.K.Triezenberg@jpmchase.com
Logan LaRocque Wintrust Commercial Banking 234 N Northwest Highway Arlington Heights IL 60004 (847) 385-7066 llarocque@wintrust.com
Lydia Bowen Centier Bank 150 W Lincolnway, Suite 1003 Valparaiso IN 46383 (219) 477-2733 x2145 lbowen@centier.com
Maria Colangelo Village Bank & Trust (Wintrust) 1545 Ellinwood Ave Des Plaines IL 60016 (847) 590-7031 mcolangelo@bankatvillage.com
Mark Behling Wintrust Commercial Banking 5300 West 95th Street Chicago IL 60453 (708) 952-5228 Mbehling@wintrust.com
Mark Davis Key Bank (616) 406-4178 Mark_J_Davis@keybank.com
Mark Fleming Old Second National Bank 195 W. Joe Orr Road Chicago Heights IL 60411 (708) 575-6251 MFleming@oldsecond.com
Mark Oganovich Old National Bank 7800 W 95th St, 2nd Floor W Hickory Hills IL 60457 (708) 930-4620 Mark.Oganovich@oldnational.com
Mark Schoettmer Horizon Bank 1216 West Carmel Drive Carmel IN 46032 (317) 608-2066 mschoettmer@horizonbank.com
Matt Vessely 1st Source Bank 14 Indiana Ave Valparaiso IN 46383 (219) 476-2601 vessleym@1stsource.com
Michael Hardek First Secure Bank & Trust Co. 10360 S. Roberts Road Palos Hills IL 60465 (708) 237 - 3110 mhardek@firstsecurebank.com
Michael Hardtke Centier Bank 150 W Lincolnway, Suite 1003 Valparaiso IN 46383 (219) 4772733 mhardtke@centier.com
Michael Henderson JP Morgan Chase 100 E Higgins Rd. 2nd Floor Elk Grove Village IL 60007 (630) 440-7892 michael.c.henderson@jpmchase.com
Michael Herbeck CICB 120 South LaSalle Street Chicago IL 60603 (312) 564-1192 michael.herbeck@cicb.com
Michael Hereda JP Morgan Chase 10 South Dearborn Chicago IL 60603 (513) 535-1245 Michael.l.hereda@chase.com
Michael McCracken Beverly Bank & Trust Company 3960 W 95th Street Evergreen Park IL 60805 (773) 987-3247 mmccracken@wintrust.com
Michael O'Connor Alliance Bank 510 N. US Highway 35 Winamac IN 46996 (574) 946-7000 moconnor@myalliancebank.com
Michael Peters Regional Federal Credit Union 7144 Kennedy Avenue Hammond IN 46323 (219) 548-6800 mpeters@regionalfcu.org
Michael Schneider Wintrust Commercial Banking 1420 E. Summit Street Crown Point IN 46307 (219) 661-6872 mschneider@wintrust.com
Miguel Michel Peoples Bank 14701 S Ravinia Orland Park IL 60462 (206) 679-0731 MMichel@ibankpeoples.com
Mitch Gaffigan Purdue Federal Credit Union 11330 Broadway Crown Point IN 46307 (219) 406-5295 mgaffigan@purduefed.com
Nikki Grabelle Porter Bank 230 Lincoln Street Porter IN 46304 (219) 926-2136 x 1214 ngrabelle@porterstatebank.com
Pat Morrissey Centier Bank 201 Main Street, Suite 606 Lafayette IN 47905 (765) 423-4615 pmorrisse@centier.com
Patrick McGinley Everwise Credit Union 302 Silhavy Road Valparaiso IN 46383 (800) 333-3828 x5787 pmcginley@everwisecu.com
Paul Beneturski Old National Bank 10322 Indianapolis Blvd. Highland IN 46322 (219) 301-3780 Paul.Beneturski@oldnational.com
Paul Carlisle Wintrust Commercial Banking 190 S Lasalle Street, 22nd Floor Chicago IL 60603 (312) 431-6541 pcarlisle@wintrust.com
Paul Orner First Merchants Bank 1720 45th Street Munster IN 46321 (219) 513-5220 POrner@firstmerchants.com
Paul Paarlberg BMO Harris Bank 7227 Calumet Avenue Hammond IN 46324 (219) 933-3797 paul.paarlberg@bmo.com
Paul Rodriguez Peoples Bank 9204 Columbia Avenue Munster IN 46321 (219) 853-7181 prodriguez@ibankpeoples.com
Paul Slade Old Plank Trail Community Bank (Wintrust) 20012 Wolf Road Mokena IL 60448 (815) 462-5500 pslade@oldplanktrailbank.com
Paul Thiel Centier Bank 600 East 84th Ave. Merrillville IN 46410 (219) 755-6165 pthiel@centier.com
Paula Reeves Purdue Federal Credit Union 340 Main Street Lafayette IN 47901 (765) 497-7430 preeves@purduefed.com
Peter Wilson Centier Bank 600 East 84th Ave. Merrillville IN 46410 (219) 477-2733 x2114 pwilson@centier.com
Rebecca Nagle Old Plank Trail Community Bank (Wintrust) 700 W Exchange Street Crete IL 60417 (708) 428-4306 rnagle@oldplanktrailbank.com
Rene Martin First Merchants Bank 855 Thornapple Way Valparaiso IN 46385 (219) 476-2707 RMartin2@firstmerchants.com
Richard Brewer DeMotte State Bank 507 S. Main Street Hebron IN 46341 (219) 996-5811 rbrewer@netdsb.com
Rick Gard American Community Bank 7880 Wicker Avenue St. John IN 46373 (219) 440-5990 rick@acbanker.com
Rob Haslett First Financial Bank 3690 Concord Road Lafayette IN 47909 (765) 471-3941 rob.haslett@bankatfirst.com
Robert Smith Old National Bank 22 North 2nd Street Lafayette IN 47901 (765) 420-8664 robert.smith@oldnational.com
Robin Clark Horizon Bank 515 Franklin Street Michigan City IN 46360 (219) 362-0841 rclark@horizonbank.com
Ron Knestrict Peoples Bank 141 West Lincoln Highway Schererville IN 46375 (219) 853-7500 rknestrict@ibankpeoples.com
Ryan Troxel Centier Bank 150 Lincolnway Valparaiso IN 46383 (219) 477-2733 x1791 RTroxel@centier.com
Sam Boufis Wintrust Commercial Banking 1420 E. Summit Street Crown Point IN 46307 (219) 661-6871 sboufis@wintrust.com
Scott Casbon First Merchants Bank 3853 45th Street Highland IN 46322 (219) 513-5407 SCasbon@firstmerchants.com
Scott Jelinek BMO Harris Bank 10705 Broadway Crown Point IN 46307 (219) 789-5470 Scott.Jelinek@bmo.com
Scott Miller Everwise Credit Union 8615 Wicker Ave St John IN 46373 (800) 333-3828 x4154 smiller@everwisecu.com
Scott Steinwart First Merchants Bank 855 Thornapple Way Valparaiso IN 46385 (219) 476-2709 ssteinwart@firstmerchants.com
Seth Freeman First Financial Bank 450 W Lincoln Highway Schererville IN 46375 (219) 227-3286 seth.freeman@bankatfirst.com
Sharon Wright Horizon Bank 515 Franklin Street Michigan City IN 46360 (219) 873-2646 SWright@horizonbank.com
Sheryl Carter JP Morgan Chase 15100 S. LaGrange Road Orland Park IL 60462 (708) 779-1190 sheryl.j.carter@jmpchase.com
Stephanie Snoeberger Centier Bank 201 Main Street, Suite 606 Lafayette IN 47905 (765) 423-4615 ssnoeberger@centier.com
Steve Dahlkamp Horizon Bank 8590 Broadway Merrillville IN 46410 (219) 750-1170 SDahlkamp@horizonbank.com
Steven Handel Peoples Bank 9204 Columbia Avenue Munster IN 46321 (219) 853-7183 Shandel@ibankpeoples.com
Steve Kring Horizon Bank 710 Indiana Ave. LaPorte IN 46350 (219) 874-9217 SKring@horizonbank.com
Steve Watts Centier Bank 255 E. Day Rd. Mishawaka IN 46545 (574) 255-1554 swatts@centier.com
Tami Pae Wintrust Commercial Banking 1420 E. Summit Street Crown Point IN 46307 (219) 661-6869 tpae@wintrust.com
Terry Briese Wintrust Commercial Banking 6262 S Kingery Hwy, Suite 300 Willowbrook IL 60527 (630) 590 - 2362 tbriese@wintrust.com
Tim Nelson Centier Bank 600 East 84th Ave. Merrillville IN 46410 (219) 755-6165 tnelson@centier.com
Tim Schooler Centier Bank 201 Main Street, Suite 606 Lafayette IN 47901 (765) 423-4615 tschooler@centier.com
Tim Spoelman Centier Bank 600 East 84th Ave. Merrillville IN 46410 (219) 755-6165 tspoelma@centier.com
Timothy Warner Centier Bank 150 Lincolnway Valparaiso IN 46383 (219) 477-2733 twarner@centier.com
Todd Scheub Peoples Bank 9204 Columbia Ave Munster IN 46321 (219) 853-7500 tscheub@ibankpeoples.com
Todd Williams American Community Bank 7880 Wicker Avenue St. John IN 46373 (219) 365-6700 todd@ambfinancial.com
Tom Wilk Centier Bank 600 East 84th Ave. Merrillville IN 46410 (219) 757-5665 twilk@centier.com
Trent Hanthorn Centier Bank 201 Main Street, Suite 606 Lafayette IN 47901 (765) 423-4615 thanthor@centier.com
Virgil Underwood III First Financial Bank 9554 US Highway 36 Avon IN 46123 (317) 741-8193 virgil.underwood@firstfinancial.com