Historical Rates

Note: 10-year bonds are sold every other month.


2017 Rates

Month
20 Year
Traditional Loan
 20 Year
Debt Refinance Loan 
10 Year
Traditional Loan
 10 Year
Debt Refinance Loan
August 4.537%      
July 4.766% 5.059% 4.497%  
June 4.596%      
May 4.668% 4.514%    
April 4.625% 4.944%    
March 4.827% 5.121% 4.817% 5.170%
February 4.607% 4.901%    
January 4.585% 4.904% 4.598%  

 


2016 Rates

Month
20 Year
Traditional Loan
 20 Year
Debt Refinance Loan 
10 Year
Traditional Loan
 10 Year
Debt Refinance Loan
December 4.596% 4.916%    
November 4.357% 4.677% 4.669% 4.734%
October 4.261% 4.315%
 
September 4.082% 4.136% 4.290% 4.355%
August 4.093%      
July 4.091%   4.115%  
June 4.232%      
May 4.32%   4.194%  
April 4.311%      
March 4.553%   4.333%  
February 4.324%      
January 4.831%   4.288%  

 

2015 Rates

Month
20 Yr Loan
10 Yr Loan
December 4.873%  
November 4.778% 4.176%
October 4.80%  
September 5.002% 4.695%
August 4.909%  
July 4.961% 4.326%
June 5.062%  
May 4.850% 4.374%
April 4.591%  
March 4.799% 4.401%
February 4.546%  
January 4.416% 4.601%

 

2014 Rates

Month
20 Yr Loan
10 Yr Loan
December 4.782%  
November 4.879% 4.555%
October 4.821%  
September 5.002% 4.695%
August 4.960%  
July 4.952% 4.510%
June 5.069%  
May 5.080% 4.508%
April 5.192%  
March 5.289% 4.484%
February 5.309%  
January 5.541% 4.672%

2013 Rates

Month
20 Yr Loan
10 Yr Loan
Refinance Rates 20 Year
Refinance Rates 10 Year
December 5.458%      
November 5.459% 4.404%    
October 5.451%      
September 5.698% 4.859%    
August 5.24%      
July 5.232% 4.420%    
June 4.529%      
May 4.151% 3.613%    
April 4.162%      
March 4.3% 3.712%    
February 4.29%      
January 4.212% 3.625%    

2012 Rates

Month
20 Yr Loan
10 Yr Loan
Refinance Rates 20 Year
Refinance Rates 10 Year
December 4.009%      
November 4.1714% 3.520% 4.374% 3.766%
October 4.262%   4.466%  
September 4.279% 3.487% 4.483% 3.733%
August 4.451%   4.654%  
July 4.459% 3.70% 4.662% 3.945%
June 4.50%   4.703%  
May 4.462% 3.757% 4.665% 4.003%
April 4.749%   4.951%   
March 4.591%  3.826% 4.793% 4.071% 
February 4.711%   4.914%  
January 4.839% 3.818% 5.041% 4.341%

2011 Rates

Month
20 Yr Loan
10 Yr Loan
Refinance Rates 20 Year
Refinance Rates 10 Year
December 4.95% * 5.153% *
November 5.081% 4.199% 5.081% 4.199%
October 4.61% * 4.968% *
September 4.70% 3.77% 5.059% 4.206%
August 5.14% * 5.501% *
July 5.59% 4.50%
June 5.52% *
May 5.64% 4.59%
April 5.90% *
March 5.94% 4.89%
February 6.07% *
January 5.74%  4.70%

2010 Rates

Month 20 Year Loan 10 Year Loan
December 5.57% *
November 5.10%  3.53%
October 4.52% *
September 4.62% 3.69%
August 4.93% *
July 5.21% 4.17%
June 5.29% *
May 5.52% 4.61%
April 5.77% *
March 5.61% 4.60%
February 5.56% *
January 5.79% 4.94%


2009 Rates

Month 20 Year Loan 10 Year Loan
December 5.47% *
November 5.03% 4.15%
October 4.86% *
September 5.14% 4.26%
August 5.39% *
July 5.24% 4.37%
June 5.90% *
May 5.37% 4.49%
April 5.25% *
March 5.60% 5.07%
February 5.70% *
January 6.67% 6.83%


2008 Rates

Month 20 Year Loan 10 Year Loan
December 7.171% *
November 7.75% 7.12%
October 6.60% *
September 6.57% 6.36%
August 6.99% *
July 6.85% 6.60%
June 6.65% *
May 6.46% 5.82%
April 6.34% *
March 6.46% 5.82%
February 6.13% *
January 6.14% 5.79%


2007 Rates

Month 20 Year Loan 10 Year Loan
December 6.26% *
November 6.48% 6.37%
October 6.54% *
September 6.53% 6.50%
August 6.75% *
July 6.79% 6.85%
June 6.68% *
May 6.28% 6.36%
April 6.29% *
March 6.20% 6.30%
February 6.46% *
January 6.29% 6.44%


2006 Rates

Month 20 Year Loan 10 Year Loan
December 6.09% *
November 6.54% 6.73%
October 6.55% *
September 6.72% 6.87%
August 6.88% *
July 7.25% 7.45%
June 7.00% *
May 7.05% 7.19%
April 6.82% *
March 6.75% 6.97%
February 6.53% *
January 6.39% 6.60%


2005 Rates

Month 20 Year Loan 10 Year Loan
December 6.57% *
November 6.54% 6.84%
October 6.38% *
September 6.05% 6.17%
August 6.40% *
July 6.04% 6.13%
June 5.86% *
May 6.13% 6.13%
April 6.40% *
March 6.24% 6.20%  
February 5.92% *
January 6.15% 5.86%

What We Do

The Regional Development Company (RDC) is a Certified Development Company, licensed by the U.S. Small Business Administration.  We serve northern Indiana businesses seeking funding to help grow their company.

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1757 Thornapple Circle
Valparaiso, Indiana 46385 (map)

phone: 219.476.0504
fax: 219.476.4141